Bajaj Finance Share Price Today: Buy, Hold or Sell?

Bajaj Finance, a part of the Bajaj Finserv group, is one of India’s largest and most reputed non-banking financial companies (NBFCs). With a wide presence in retail lending, SME finance, and wealth management, the company is often under investor watch due to its strong fundamentals, high growth trajectory, and robust digital transformation.

As of today, Bajaj Finance’s share price is experiencing moderate fluctuations in the market, raising the question — Should you buy, hold, or sell Bajaj Finance shares? In this detailed analysis, we’ll cover everything you need to make an informed decision: current share price trend, financials, technical indicators, expert views, and long-term growth outlook.

📊 Bajaj Finance Share Price Today

As of the latest NSE data, Bajaj Finance Ltd. is trading at approximately ₹6,800–₹7,000 per share. The price has seen some consolidation recently due to global interest rate concerns, domestic macroeconomic pressures, and RBI’s tightening stance on unsecured lending.

Over the last year, the stock has shown volatility but has managed to retain investor trust, mainly due to its consistent earnings growth, diversified lending portfolio, and expanding digital infrastructure.

💼 Company Fundamentals

• Market Cap: Over ₹4.25 lakh crore
• Revenue (FY24): ₹47,000+ crore
• Net Profit (FY24): ₹14,000+ crore
• Return on Equity (ROE): ~23%
• Asset Quality: GNPA below 1.5% (strong)
• Customer Base: Over 80 million active customers

These figures reflect a strong balance sheet, prudent lending practices, and robust risk management — key factors that make Bajaj Finance a long-term compounder.

📈 Technical Analysis

From a technical chart perspective, Bajaj Finance shares are currently hovering around major support levels. The RSI (Relative Strength Index) is near 45–50, suggesting the stock is neither overbought nor oversold.

• Support Zone: ₹6,700 – ₹6,800
• Resistance Zone: ₹7,200 – ₹7,500
• 200-Day Moving Average: ₹7,050 (currently below)

Short-term investors may wait for a breakout above the 200-DMA before fresh entry. However, long-term investors might consider the current level a reasonable accumulation zone.

📣 Expert Recommendations

Several brokerage houses have rated Bajaj Finance as a "Buy" or "Hold" based on Q4 results and guidance for FY25:

• Motilal Oswal: Target ₹8,200; recommends Buy
• Jefferies: Neutral; cautious on NBFC segment post RBI curbs
• ICICI Securities: Target ₹8,000; optimistic on long-term digital vision

Analysts generally agree that while short-term risks exist (such as rate tightening, regulatory caps), the long-term fundamentals remain strong.

📌 Factors to Consider Before You Decide

✔️ Reasons to Buy

• Strong growth in customer base & digital lending
• Healthy profit margins and strong ROE
• Low gross NPAs indicate excellent risk management
• Long-term structural story aligned with India’s credit boom

❗ Risks to Watch

• Regulatory pressure from RBI, especially on personal loans
• High valuations compared to peers in NBFC sector
• Global interest rate hikes affecting market sentiment

🔍 Should You Buy, Hold, or Sell?

✔️ Buy: If you are a long-term investor (3–5 years), this could be a good opportunity to accumulate. Bajaj Finance has a proven track record and the capability to navigate regulatory changes while continuing to grow.

⚖️ Hold: If you already own shares bought at a higher price, you may hold your position and wait for a breakout above ₹7,200 levels. The company fundamentals support holding through volatility.

❌ Sell: Only if you are a short-term trader looking for momentum trades or if the stock breaks below the ₹6,600 mark with volume.

🧠 Final Thoughts

Bajaj Finance continues to remain a high-quality blue-chip NBFC. Its business model, digital transformation, and leadership in the consumer lending space give it a strong edge. While short-term market corrections are possible due to regulatory or macroeconomic pressures, the long-term story is intact.

Verdict: Long-term investors can consider accumulating on dips. Traders should watch for breakout signals. Always align your investments with your risk appetite and goals.

Disclaimer: This article is for informational purposes only and not a recommendation. Always consult with a certified financial advisor before making investment decisions.